INSURANCE FOR
ANIMAL RESCUE GROUPS
Custom Designed Insurance Programs.
Request a quote from the experts!
Custom designed insurance for rescue groups.
No one gets left behind under our protection. With AWOIP, you’ll be in good hands with a company that understands the ins-and-outs of animal rescue groups like yours. Whether you are a foster-based rescue, community rescue, or anything in between, we provide the essential protection your organization needs.
- Commercial Property
- General Liability
- Accident Coverage For Fosters and Volunteers
- Business Automobile
- Inland Marine
- Excess Liability
- Directors & Officers
- Employment Practices Liability
- Accident Coverage for Volunteers
- Crime
- Cyber Liability
We're a company with a passion.
(who knows how to have fun!)
Don't have a physical location? You still need protection!
We Cover the Essentials
TNR Services
Directors & Office
Trainers
Therapy and assist dogs
Humane Officers
And More!
Why AWOIP?
About Us
Our Mission
The mission of AWOIP is to serve all animal welfare organizations that are dedicated to caring for animals from all walks of life by providing comprehensive and customized insurance protection, risk management tools, resources, and provide unparalleled care and security for these organizations to continue their service to animals in need.
Our Vision
We are committed to serving Animal Welfare Organizations nationwide with broad insurance protection specific to the organization’s needs, and providing tools and resources exclusively for animal welfare groups to minimize or eliminate exposure to loss so these organizations can continue to provide services for homeless, unwanted, abused, and injured animals of all species. We will achieve this through unique and tailored insurance protection, customer service through a team of knowledgeable insurance professionals with a love for animals, education and specialized best practice tools specifically created for animal welfare organizations.
Dedicated to Animal
Welfare Organizations
We are dedicated to providing highly customized insurance protection for animal welfare organizations of all varieties ranging from foster-based rescues, shelters, equine & farm rescues, exotic animal sanctuaries, and more. Everything we do is centered around our mantra of, “caring for those who care.” Our team is made up of fun, animal-loving individuals that share a passion for animal welfare and supporting all the organizations that are on the front lines in caring, loving, and advocating for our animal friends.
Our “Why” Started with Sky
We didn’t’ set out to be just another insurance agency. Our roots go back to the love of animals, and one animal in particular: Sky. As so many animals do, Sky taught us to train hard, play often, and to always love intensely. Anyone who knew Sky understood how much he could light up a room instantly. Although sky has crossed the rainbow bridge, his legacy lives on. His light led the way to launching the AWOIP program. We can’t save all the animals, but we can help protect the organizations that make strides every day to save the animals so that they can continue their missions to protecting animal welfare.
AWOIP Advantages
Licensed Insurance Professionals With a Passion for Animals
Licensed insurance professionals with a passion for animals and an endearing knowledge of animal welfare that are anxious to assist you with not only insurance protection specific to your organization’s needs, but provide you tools to minimize the risks of the organization through our customized tools and resources.
Insurance Protection Exclusively for Animal Welfare Organizations.
Providing insurance protection for only animal welfare organization across the USA. Unique and specific insurance protection exclusively for animal welfare organizations.
Oh, and did we mention we have NO BREED OR SPECIES RESTRICTIONS?!
We Are In the Trenches With You as You Advocate for the Animals.
Don’t be surprised if you run into us stomping along with you on the stairs of the capital for animal rights or sitting next to you at an educational conference learning more about animal welfare.
Gain Access to Tons of Risk Mitigation Tools
AWOIP members gain access to tons of risk mitigation tools custom designed for various types of animal welfare organizations like volunteer and employee resources, incident report forms, best practices, and more!
FAQ
Q. Does this insurance have breed restrictions?
No, our program was created to provide protection for organizations no matter the species of animal or breed of animal.
Q. Does my animal shelter or rescue really need liability insurance if we don’t have a physical location?
Yes! You may not have a physical location, but liability insurance extends to more than just slip and fall incidents. Liability insurance provides coverage for adoption events, foster homes, and should include volunteer medical expense as well.
Q. What if a visitor were to acquire a zoonotic disease as a result of visiting our organization, would we be protected?
The Transmissible Pathogen protection under the AWOIP program could provide protection for this.
Q. What is the difference between Board of Directors Insurance and liability insurance for my animal rescue?
Liability insurance provides protection for the organization in the event a lawsuit is filed due to an injury to a third party resulting from an animal, a visitor slips and falls and other similar types of incidents that may occur in the course of your operations. Directors & Officers Insurance (D&O), provides protection for your board members and their assets. If the board of directors is sued for mismanagement of donations, discrimination, or harassment as examples. A D&O Insurance Policy will pay to defend the covered consequences as well as any settlemen
Q. Do I need both liability insurance and Directors & Officers insurance?
Both policies are recommended for every nonprofit animal shelter or rescue. Since these policies provide protection for different types of lawsuits, it is best to make sure you are fully protected against potential claims. If it is not financially possible to purchase both policies, we recommend that you review the coverages and determine what is best for your organization’s needs at this time.
Q. What types of Insurance policies are available?
There is wide variety of insurance policies available to animal welfare organizations of all types. These policies include general and professional liability, directors and officer’s liability, accident and health, business auto, workers compensation, employment practices liability and special events liability. AWOIP has taken great care in providing insurance protection that is specific and created just for organizations like yours. For a complete description of each of these policies, visit our page, What Does my policy really Cover?
Q. Does my general & professional liability insurance policy cover volunteers?
Volunteers are protected if they should be involved in a covered lawsuit with the organization as a result of acting on behalf of the organization.
Q. Who can our animal shelter or rescue contact for more information?
The team at AWOIP (Animal Welfare Organization Insurance Program) is more than happy to assist you during the dreaded insurance process. You can fill out an online insurance application or contact our team at 800-673-2558 for more information.
Q. I am a nonprofit organization, aren’t we covered by the “Good Samaritan Law”?
The “Good Samaritan Law” may provide some defense for volunteers of the organization, however there are limitations to this law and it is only intended to protect the individual volunteer and not the organization as a whole.